UPI transactions reached a record 20.7 billion in October 2025, up 3.6% from September, worth ₹27.28 lakh crore. Diwali spending and GST cuts boosted usage, with a daily peak of 754.37 million on October 18. Volume rose 25% and value 16% year-over-year, reinforcing UPI’s role in India’s cashless economy.
UPI hits new heights in October 2025 with a record 20.7B transactions
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