NPCI reported strong FY25 financial growth, driven by increased digital payment adoption

The National Payments Corporation of India (NPCI) has shown strong financial growth in the year ending March 2025 due to the rising use of digital payments across the country. NPCI’s operating income increased by 19%, reaching ₹3,270 crore in FY25, up from ₹2,749
crore in the previous year (FY24), according to a report by ICRA.

The organisation also reported a 42% jump in its surplus (profit), crossing the ₹1,500 croremark for the first time. The surplus after tax stood at ₹1,552 crore in FY25, compared to ₹1,095 crore in FY24. NPCI earns revenue based on the number of transactions processed through its payment systems like UPI, RuPay, FASTag, Bharat BillPay, and others. These systems are widely use across India for everyday payments.

During FY25, total digital transactions handled by NPCI touched ₹21,360 crore, showing a 33% growth from the previous year. Although NPCI is a not-for-profit company, it still reports its financial results. The strong growth shows how more people and businesses in India are using digital payments for convenience, speed, and security.


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