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Oolka, an AI-driven credit companion has raised $7M in seed funding from Z47, Lightspeed, and 8i Ventures. Founded by ex-Meesho’s Utkrishta Kumar, Oolka uses agentic AI to automate credit tasks like negotiating rates and fixing inaccuracies. With 2M users and ₹100 crore repayments processed, it nears $1M ARR. Backed by leaders from Z47 and Lightspeed, Oolka aims to democratize financial health for India’s young population.