Ignosis, a financial data and AA infrastructure platform, secured $4M in pre-Series A funding led by Peak XV’s Surge, with Force Ventures, Razorpay Ventures, and Kunal Shah participating. Founded in 2022 by Nirav Prajapati and Chintan Sheth, Ignosis uses AI for income verification, spend analysis, and fraud detection. The funds will expand teams and scale its RBI- and DPDP-compliant DPI solutions to serve 300M underserved Indians.