Are we really getting richer or just feeling richer? India is witnessing its biggest credit boom ever. Credit cards, EMIs, and “buy now, pay later” have transformed how we spend. But beneath the convenience lies a silent financial crisis that’s rewiring India’s mindset from saving to borrowing. In this video, we break down: How India went from savings-first to credit-first Why credit card usage is exploding The psychology behind overspending How EMIs create the illusion of affordability The rising debt trap most Indians don’t see coming How dropping savings and rising household debt affect YOU What you can do to protect yourself financially If you’ve ever used a credit card, taken a no-cost EMI, or felt tempted by online sales, this is a MUST-WATCH. Financial freedom doesn’t come from how much you can borrow it comes from how much you can control.